Living Paycheck to Paycheck? Let’s Change that

www.iamstevebrooks.com

Why are you Living Paycheck to Paycheck

Living Paycheck to Paycheck mostly is caused by the fact that you’re over paying your taxes. Most people fill out their W2 wrong, therefore cutting themselves short each payday. You work 40 hrs and they take up to 30% of your income.

That’s because as a W2 employee you are in the highest tax bracket. You have Federal, State, and City taxes. Medical, Dental and Optical. 401K Life insurance ect. . . You get the picture, cant you see you’re being over taxed. Therefore living paycheck to paycheck.

With all these deductions coming out you see why most are living Paycheck to Paycheck. Losing a 3rd of your paycheck every week makes it hard to make ends meet. Let alone save for retirement. Most go get a 2nd job to bring in extra income. This takes you away from the home even more, and has deductions also.

Stop Living Paycheck to Paycheck Tips

Instead of getting an additional job why start an online business from home. This will allow you to fatten your pay check and still get a tax refund . First you have to start. There are all kinds of online business’s available that the tax breaks alone will bring in more then a 2nd job.

You don’t have to invest a lot of money into starting a home-based business. As you know there is a lot of money being made on the internet everyday. Why not get into marketing products online. Just a few hours out of your day and while you’re out and about taking care of your daily task.living paycheck to paycheck

Keep business cards or information about your home-based business. Listen to people as you’re out and make new connections. Let people know who you are and how what you have can benefit them. Keep records of your business expenses and use these as deductions on your taxes.

How to Stop Living Paycheck to Paycheck

Let me ask you? Would you like to know how to get a pay raise without asking your boss? Would you like to bring home more money on your next paycheck? What do you know about Income-shifting?

Did you know? Many people work a JOB 40 hours a week, for 40 years, just to retire on 40% of their current income that they are struggling to make ends meet? They trade hours for dollars and they are literally selling their time to their job.

In other words, your job is buying your time which allows them to purchase the hours of your life. Are you in need of a change in your finances? Needing more time and money? Want to stop living paycheck to paycheck?

If you enjoyed this article please do me a favor and share with others and leave a comment below. Thanks

IamSteveBrooks

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